Saturday, September 27, 2008

Student Loans To Become A Nurse Practitioner Are Horrible But Worth Every Penny

Total Amount to Be Repaid– $159,505.59

If I pay my student loans off exactly the same way each month, I will pay the above total amount over the next 25 years. I’ll be 65 years old. Holy Cow!

Is it worth it?

You better believe it. I love my job and would do it all again. I would, however, probably make better choices in my clinical rotations and studied pharmacology a little bit harder. If you plan to work as a Family Nurse Practitioner, get more Women’s health experience and do lots of Paps. I picked up up really fast out here, but there are tricks that I would have loved to have been shown instead of figuring them out “on the fly”. You may also want to pay more attention to pediatrics as well. I tried to get a specific pediatric rotation where I lived as a student, but the office didn’t like the particular college that I was attending. Football politics, go figure!

Do I want to add another three years to this amount with a Doctor of Nursing Practice? Not right now. I will further my education later when the loans are decreased and I can manage to figure out a way to go back to school while working full time as a provider in a Family Practice office. I can’t see going back to school when there will be no changes in the way that I practice and no more money added to my salary. For now, Florida is so far behind other states regarding NP practice and I will wait to see if the effort to return to school will be worth it. I have decided that for me it would not be in my best interest to pursue it yet. One day though…

How do I pay my student loans? I work full time in a Family Practice and I write for other sites such as Nurse Since they have been nice enough to pay me, you all should go over and comment on my entry to their guest blog. That way they will continue to do so. Hint, Hint.

I also am working on a new blog on the Alensa network where I write premium posts that you can read through your cell phone. It’s a new concept for me so let me know what you all think. Not all the posts are listed as premium so you don’t have to pay for each one.

Of course, I also sell ad space to my buddy over at Scrubs Gallery who has help support this blog for the last few years. I am currently working on a deal with someone to buy Nurse Practitioner Notes from me. I also have an Amazon Nursing Store over at I’ve been a busy little NP, haven’t I? There are ads on the site such as Chitika that you can check out as well. Barbara over at Nurse Practitioner Business Owner Blog has a very nice affiliate program as well.

Anyone else doing something that has worked well to make some income on the net? I’m always open to new advertisers who like to place ads on my sites as long as they don’t conflict with my current one.


  1. Anonymous3:13 PM

    i am in the same boat, only i do not graduate until June 2009. It is a little reassuring to see you have just as much school debt as i, but love your job. I have a job offer right now but am sick because the pay is not what i expected and i know i have this debt hanging over me. Thanks for posting this!!

  2. Anonymous12:05 AM

    This comment has been removed by a blog administrator.

  3. Anonymous12:10 PM

    I didn't realize that nurse practitioner racked up such high student loan bills.

  4. Anonymous6:27 AM

    This comment has been removed by a blog administrator.

  5. don't worry! there are lots of people out there who are sharing with you same experience, being a nurse later on will bring you so much benefits later on.

  6. Anonymous, many people don't understand how much it costs to go back to school. Doctors are very surprised as well.